A credit card with no annual fee, ready to be part of the best credit cards you’ve ever acquired in your life is about to be presented. Wells Fargo Reflect is a great card and you need to apply!

In addition to not having to go to a branch and being able to do the entire process online, it is super simple to apply for the card. With an annual fee of 0 USD, you can give the card a try.

In addition, you will have exclusive and personalized offers from several partner merchants to spend your money, receiving Cashback and other rewards. Want to know more about it? Read on to learn how to apply for a Wells Fargo Reflect credit card.

The requirements for this credit card are also quite simple. The first one is that you have a credit score of 670 or above. You must be over 18 years old and also prove your income.

Be an American resident, or at least be legal in the country and have proof of it. Take your identity and other documents that may be requested within the website in the application.

To apply for this credit card, you just need to follow a few simple steps. The first thing is to click on the button that we left at the beginning of the article, where you will automatically access the official website on the card page.

Click request and then fill in all the necessary data so that you can send your application. If you are accepted, you will receive some communication. Now, just wait to find out if he will be your card.

If you applied for this credit card but have questions about how they will assess your score, we have the answer. As stated earlier, you must have a FICO score of at least 670 points.

You may still pass if you have less points, but it will depend a lot on the credit analysis. As we said, it doesn’t mean that you automatically fail. However, the higher your score, the more chance of approval.

It is still important to remember that, just as it does not mean your disapproval, it does not mean your approval either. The bank may look at several other factors to determine whether or not you are eligible for this credit card.

Now we’re at the part that matters most to most people. Is this really a credit card worth it after all? Let’s consider some pros and cons once and for all.

The first thing you need to consider is your purpose with the credit card. For people looking for a good balance transfer and a free annual fee, we can assure you that this credit card is one of the best on the market. However, if your goal is to have a good rewards program, it may fall short.

It is important to take into account that the rates are existing, however, some large market rates do not compare. That is, you will pay much cheaper than usual for a credit card with many benefits. Another thing that weighs heavily on the choice is that there is cell phone protection against any unforeseen circumstances.

This can be a big factor in deciding whether or not you want this credit card, as not having an annual fee and having this protection can be excellent.

So, finally, we recommend you apply for this credit card if you are looking for low fees, free annual fee and competitive balance transfer in the market. If you are looking for a good rewards program for promotional welcome periods and other things that this card does not include, it might be worth taking a look at our recommendation below.

If you don’t like the credit card that we’re showing you, maybe it’s worth taking a look at Amazon Prime Rewards, a credit card that can make your life easier.

Also, for those who like Amazon and shopping there, it can be a good bet to get exclusive discounts. If you want to know more, just click the button below and check our article talking about it and also how to request it.